Guides

Payday loan guides

Written and reviewed by the Paydayloaning Editorial Team, with citations to primary sources. Financial education, not financial advice.

Advertising disclosure: Paydayloaning may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Payday Alternatives

5 guides in this section

  1. 01 Credit Union Payday Alternative Loans
  2. 02 Emergency Loan Options
  3. 03 How to Borrow Money Fast and Safely
  4. 04 Payday Loan Alternatives
  5. 05 What Is a Cash Advance App?

Payday Basics

8 guides in this section

  1. 01 How to Get a Payday Loan
  2. 02 Payday Loan Requirements
  3. 03 Payday Loan vs Cash Advance
  4. 04 Payday Loan vs Installment Loan
  5. 05 Payday Loan vs Personal Loan
  6. 06 Payday Loan vs Title Loan
  7. 07 What Is a Payday Advance
  8. 08 What Is a Payday Loan?

Payday Costs

5 guides in this section

  1. 01 How Loan Term Affects Payday Loan Cost
  2. 02 How Payday Loan Rollovers Work
  3. 03 Payday Loan APR Explained
  4. 04 Payday Loan Costs and Fees
  5. 05 Payday Loan Fees by State

Payday Credit

4 guides in this section

  1. 01 Do Payday Loans Report to Credit Bureaus?
  2. 02 Payday Loan Credit Score Impact
  3. 03 Payday Loans for Bad Credit
  4. 04 Payday Loans With No Credit Check

Payday Debt

6 guides in this section

  1. 01 Can You Go to Jail for a Payday Loan?
  2. 02 How to Avoid the Payday Loan Trap
  3. 03 How to Get Out of Payday Loan Debt
  4. 04 How to Negotiate Payday Loan Repayment
  5. 05 Payday Loan Debt Collection Rules
  6. 06 What Happens If You Don't Repay a Payday Loan in Full?

Payday Online

4 guides in this section

  1. 01 Direct Lender vs Broker Payday Loans
  2. 02 How Fast Can You Get a Payday Loan?
  3. 03 Online Payday Loans Explained
  4. 04 Payday Loan Apps Explained

Payday Rules

7 guides in this section

  1. 01 Are Payday Loans Legal?
  2. 02 How to Complain About a Payday Lender
  3. 03 How to Read a Payday Loan Agreement
  4. 04 Military Lending Act and Payday Loans
  5. 05 Payday Lending and the CFPB
  6. 06 Payday Loan Regulation Explained
  7. 07 Payday Loan State Laws

Payday Safety

1 guide in this section

  1. 01 Payday Loan Scams to Avoid

Reference

Frequently asked questions

Who writes these guides?
Guides are written and reviewed by the Paydayloaning Editorial Team and cite primary sources such as the Consumer Financial Protection Bureau, the Federal Trade Commission and the Federal Reserve.
Do you give financial advice?
No. Paydayloaning publishes financial education, not financial advice. We do not know your circumstances and we never recommend a specific loan product.

Advertising disclosure: we may receive a referral fee. The lowest rates are only available to the most qualified applicants.

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