Paydayloaning is an independent consumer-finance publisher. We build free loan calculators, plain-language guides, and sourced state-by-state reference data so that borrowers in the United States can understand the cost of a payday loan and its alternatives before they sign one.
We are not a lender, a broker, or a credit-repair company. We do not process applications and we do not pull your credit. When we cannot verify a figure from a primary source we show you the source instead of guessing.
Our content is written and reviewed by the Paydayloaning Editorial Team and cites primary sources such as the Consumer Financial Protection Bureau, the Federal Trade Commission, the Federal Reserve, the FDIC and the NCUA.